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Launch path · Fintech Operator

Launch a regulated mobile wallet business.

Customer wallets, agent networks, merchant payments, treasury controls, and a real ops console — running in your own infrastructure in ten weeks.

Bring this launch to your team.Required modules
Business overview

A fintech operator runs three businesses at once: a consumer wallet, a physical agent network, and a merchant acceptance footprint. The hard part is reconciling all three to a single ledger. AppDevs ships that reconciliation as the foundation.

Infrastructure architecture

The topology you ship to production.

Edge surfaces talk to core services. Core services own the data plane. Partner integrations live at the boundary — never in the middle.

Edge surfaces
01 / 04
Mobile App
Flutter 3 · iOS / Android
Agent App
Cash-in / cash-out
Merchant POS
QR · NFC · dynamic link
Core services
02 / 04
API Gateway
Auth · rate limit · audit
Wallet Service
KYC Engine
Treasury
Data plane
03 / 04
Double-entry Ledger
PostgreSQL · WAL
Event Stream
Redis · Kafka
Partner rails
04 / 04
Sponsor Bank
KYC Provider
Edge
Service
Data plane
Partner
Deployment stages

A planned launch, week by week.

No vague timelines. Every stage has owners, deliverables, and exit criteria.

  1. 01

    Compliance & sponsor partner

    Week 1–2

    EMI / PSP license review, sponsor bank introductions, partner KYC. We bring relationships; you bring the entity.

  2. 02

    Core infrastructure

    Week 2–4

    Wallet Core deployment, ledger initialization, environment provisioning across dev, staging, and production.

  3. 03

    Mobile & agent apps

    Week 4–6

    Customer and agent apps configured, branded, and submitted to App Store and Google Play.

  4. 04

    Compliance integration

    Week 6–8

    KYC provider, AML screening, transaction monitoring, and regulatory reporting pipeline live.

  5. 05

    Soft launch & go-live

    Week 8–10

    Closed beta, observability dashboards, on-call runbooks, then public launch with treasury limits in place.

Required modules

Everything you need on day one.

These products ship together. Same ledger. Same permission model. Same deployment topology.

Wallet Core

Wallet Core

Flagship

The wallet platform operators run real money on.

Laravel 11Flutter 3.24Redis 7+1
From
$1,499
v4.2
Agent Network

Agent Network

Cash-in / cash-out infrastructure for emerging markets.

Laravel 11Flutter 3.24PostgreSQL 16
From
$899
v2.4
Merchant POS

Merchant POS

Merchant acceptance, every checkout surface.

Laravel 11Flutter 3.24PostgreSQL 16
From
$999
v2.8
Recommended add-ons

Modules to extend after launch.

Compliance Hub

Compliance Hub

AML, sanctions, and PEP screening — operator-ready.

From
$1,399
v1.6
Ops Console

Ops Console

New

The back-office your team will actually open.

From
$1,299
v2.2
Monetization

Where the revenue comes from.

Industry-typical ranges. Final economics depend on partner agreements, market, and product mix.

Revenue lineTypical range
Transaction fees
0.6 – 1.8%
Agent commissions
$0.10 – $0.40
Merchant fees
0.5 – 2.0%
Float economics
2 – 6%
Operational workflows

How operators actually run this business.

Customer onboarding, KYC review queues, agent float top-up, transaction lifecycle, dispute resolution, chargeback processing, and end-of-day reconciliation — all shipped as operator-ready workflows.

  • Onboarding
  • Transaction lifecycle
  • Exception queues
  • Reconciliation
  • Disputes & chargebacks
  • Compliance reporting
Bring this launch to your team.

Bring this launch to your team.

Book a session with a solutions architect. We'll review scope, sponsor partners, and timeline against your launch goal.

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